Don’t buy another financial product or invest another dime of your hard-earned money…unless it fits into your overall financial strategy.

A financial strategy is put in place in order to accomplish your goals over a longer period of time when conditions are uncertain. However, a great financial strategy takes into consideration many different variables and compensates for what could go right or wrong.

Some attributes of great financial [or any] strategy:

  • Flexible
  • Adaptable
  • Resilient
  • Based on core principles

When implementing a strategy, you will use different tools depending on your desired outcome. Each tool you select should serve a purpose in your overall strategy.

Some financial tool examples:

  • Savings accounts
  • Checking accounts
  • Life insurance
  • Real estate
  • Mutual funds
  • EFT’s
  • Bonds
  • Crypto

Like any tool, you should know why you’re using it and how it will help you accomplish your goal. But, how do you know which tool you need and when you need it? 

You need to have a sound strategy in place.

You need to be clear on your core principles.

Your strategy, based on your principles, will give you the decision-making framework you need in order to select the right tools.

Strategy 1st. Products 2nd.

Do you have someone on your team helping you with these concepts? If not, please reach out to us at