As with most financial questions, the answer to this one is, it depends. Each military retiree’s situation is different. SBP can be especially beneficial for those who find themselves otherwise uninsurable. For those who are in good health, a life insurance alternative may be the answer. It is important to review your post-military retirement goals and…

The greatest discovery of any generation is that a human can alter his life by altering his attitude.” We tend to believe that certain conditions must be met in order for us to be truly happy: We’ll be happier when we have more money, when we move into our next home, when we find a new mate,…

~ Spike Milligan Are people who make more money happier? What about people who save more? Can people be happy with very little? And how do your spending habits impact our satisfaction? In this article, we’ll explore the relationship between wealth, income, and happiness. As you’ll see, there are many insights we can glean from…

There seems to be no shortage of financial advice, but that has not led to economic success for most. Too many Americans are having trouble saving for their own needs and wants while struggling to pay down debt and keep up with the rising costs of healthcare and college educations. Many are saving in their…

“When people point out that I am successful in business AND a woman and a mother, I have to wonder why that should come as a surprise or be a fact worth noting.” What challenges do women face when it comes to money? What must they do to overcome these challenges? And where are the…

Not much in life is truly “guaranteed.” We can’t guarantee the weather, what other people will or won’t do, the direction of the markets, or even if we’ll be around to see tomorrow. And even most “guarantees” have exceptions. Your purchase is guaranteed – but only for 30 days, or unless you drop the item,…

“Whole Life or Term Insurance?” It’s a never-ending debate amongst financial advisors and self-proclaimed experts. Today, we’d like to suggest a third option. But first… let’s summarize the two most popular and obvious choices: Term life insurance allows the insured to afford more coverage for less premium, thus putting greater protection in place, in the form…

Chances are, you were affected by Equifax security breach which impacted 143 million Americans, plus some Canadians and Brits with US dealings. The breach reportedly happened on July 29, 2017, although the public was not informed until early September. If you’re not sure what to do about it, or whether you’ve done enough, this article can help…

Investors have short-term memories, which is why so many cling to the stock market, even when it’s on a downward trend, or overdue for a correction. If you have lost confidence in the market, or are simply looking for WHERE you can invest OUTSIDE of the stock market-safely and profitably-you’re not alone. So why do even nervous investors still cling to mutual funds and…