Resilience

6 principles I use to favor financial resilience over explosive growth. Hitting home runs in finance is exciting, but it’s not sustainable for most. Focus on resilience and you’ll thrive in any market: Lean Towards Guarantees: Stability over speculation. Conservative Growth: It’s not always about the home runs, singles and doubles add up. Low to…

Do you have this limiting belief? Buying a house is a lifetime commitment to one place. This misconception could be a self-imposed barrier to your growth and freedom. From my own experience: Over 20 years in the military taught me the value of adaptability – I’ve lived in various locations. I’ve invested in real estate…

What if happiness is not about getting more but wanting less? I’m often drawn to the wisdom of Seneca, a renowned Stoic philosopher. Two of his quotes resonate with me deeply: “If you don’t regard what you have as enough, you will never be happy even if you rule the entire world.” “Being poor is…

Want a richer life but not sure where to start? Here’s the #1 investment you can make. Yourself. When you invest in yourself, you unlock: Greater resilience—both personally and financially. Enhanced capability to create, innovate, and earn. The strength to elevate everyone in your circle. Remember, a richer life is about more than just numbers.…

3 Essential Ingredients You Can’t Afford to Ignore in Your Plan Life rarely follows the script we set. A resilient plan should include contingencies for: Adaptability Flexibility Learning A more resilient approach is: Fluid Adaptable Ready for anything Because one thing is for sure. Plans will be disrupted by the unexpected. Does your financial strategy…

Whole Life Insurance: Borrow vs. Withdraw – Which Option is Right for You? As a real estate investor, I prefer borrowing against my cash values. Let’s break down the pros and cons of each option (not exhaustive): Borrowing: Pros: Flexibility Skip underwriting Policy growth continues Avoid taxes or penalties Cons: Lower death benefit Compounding loan…

Sick of following the herd? Focus on resilient capital keeping. Here are 3 guiding principles to step forward: Don’t be afraid to break from the herd. Focus on keeping more of what you earn. Seek access to alternative financing options. Which of these principles resonates the most with you? Feeling daunted by big leaps? Remember,…

Chasing rates of return? It’s a waste. You can’t control an investment’s ROR, even with the most painstakingly precise underwriting. Instead, why not focus on principles you can control? Options Equity Leverage Protection Low volatility Tax efficiency Contractual cash flow Contractual guarantees And let’s not forget about the principles of: Action Growth Learning Teamwork Mentorship…

What makes the origins of the U.S. both inspiring and imperfect? Take for example the founders. Flawed as they were, they were visionaries. They dared to conceive principles and ideals to build something extraordinary. More importantly, they courageously acted on them. Was this vision flawlessly implemented from the start? No. There were numerous inconsistencies between…

Ever found yourself questioning the value of paying for expert advice? Ever wondered if the cost is worth the benefit? I was reminded of this during a recent chat with one of my most trusted advisors. A trend he noticed got me thinking: ✨ Unlike many investors and small business owners he assists, I see…

2 proven points for resilience when life throws you curveballs. ⚾️ Epictetus, the ancient Stoic philosopher, once said, “Train my mind to adapt to any circumstance… In this way, if circumstances take you off script… you won’t be desperate for a new prompting.” Quite often, we save for or anticipate some arbitrary point in the…

Ever wondered if there’s more to creating our own luck than just waiting for good fortune? Here’s an idea – focus on timely and meaningful actions, and you might find yourself not needing luck as much. This thought was sparked by a quote from Roman Emperor Marcus Aurelius: “You say, good fortune used to meet…