Man skateboarding and enjoying life on a highway with mountains in the distance

Can Whole Life Insurance really be a key strategy for storing capital?

I’ve been doing it myself and helping others for 10 years.

Once you have a policy in place, the process is simple:

  • Consistent payment of premiums
  • Refrain from surrendering the policy
  • Avoid lapsing the policy with proper care


  • Preserve every premium dollar you pay
  • Build a steady and growing source of financing
  • Pass every dollar + at the end, exactly when needed

Don’t make it more complicated than it needs to be—it’s not magic.

It’s resilient capital keeping.

You can maximize your resilience with the right asset. Typical storage assets may not provide the flexibility and adaptability needed in unexpected situations.

Here’s why I stopped dollar-cost-averaging years ago and instead use life insurance for storage:

  • Greater control
  • Access via leverage
  • Preservation of capital

And that provides:

  • Flexibility
  • Stability
  • Resilience

Whole life insurance is my favorite asset for this.

How does this challenge your thinking about life insurance and capital preservation?

Do you have someone on your team helping you with these concepts? If not, please reach out to us at