mindset

Why do I focus on the boring stuff first? A strong foundation allows you to pivot, adjust & thrive in uncertain circumstances. It makes you more resilient. The same holds true for your finances. In fact, by adhering to this principle in finance, you will also be more resilient in life. What do I mean by starting with a…

Why knowing when to fold is more important than the hand you’re dealt. Your response is what matters most. The other day, somebody pointed out something to me during a conversation. Mindset is a core principle of mine—focusing on the things you can control and bringing the right mindset to any situation. They noted that I had been…

When having a gym in the living room makes perfect sense. While it’s incredibly inconvenient, I had to do it. Why? I recently moved from a larger house with a garage. My gym was in the garage at the old house. This house is much smaller with no garage. So, we sold a couch, some chairs, and…

I love scramble formatted golf tournaments. In a scramble, everyone on your team hits. Then, the team picks the best shot, and everyone hits the next ball from there. And on it goes until you get it in the hole. The best scenario is when the first person hits a fantastic shot. It enables the rest of the players…

Read a book above your level…. “Apply yourself to thinking through difficulties—hard times can be softened, tight squeezes widened, and heavy loads made lighter for those who can apply the right pressure.” —Seneca, On Tranquility of Mind, 10.4b With reading, like anything else, if you don’t break outside your comfort zone, significant growth can’t occur. This…

Have you ever been so focused on accomplishing a task or obtaining a promotion, or making a certain amount of money, only to wonder what it’s all for anyway? I have. It’s pretty easy to get so immersed in something, a project, a career path, etc…, that you look up after a while and wonder…

Life will knock you down. What helps you bounce back when that happens? Resilience is the ability to bounce back when life knocks you down. It’s the ability to keep fighting through all types of circumstances. The resilient person knows what is in and out of their control and focuses on the former. They focus on their responses and…

Do you have the courage to pivot when you discover new information? Are you humble enough to ask if there’s a better way? I’ve never been the type to think my way is the only way. I’m not the strongest, the smartest, the most athletic, etc. There’s plenty out there that I don’t know much about. This is…

As with most financial questions, the answer to this one is, it depends. Each military retiree’s situation is different. SBP can be especially beneficial for those who find themselves otherwise uninsurable. For those who are in good health, a life insurance alternative may be the answer. It is important to review your post-military retirement goals and…

The greatest discovery of any generation is that a human can alter his life by altering his attitude.” We tend to believe that certain conditions must be met in order for us to be truly happy: We’ll be happier when we have more money, when we move into our next home, when we find a new mate,…

~ Spike Milligan Are people who make more money happier? What about people who save more? Can people be happy with very little? And how do your spending habits impact our satisfaction? In this article, we’ll explore the relationship between wealth, income, and happiness. As you’ll see, there are many insights we can glean from…

There seems to be no shortage of financial advice, but that has not led to economic success for most. Too many Americans are having trouble saving for their own needs and wants while struggling to pay down debt and keep up with the rising costs of healthcare and college educations. Many are saving in their…