Myth-whole life insurance has a terrible savings rate Here’s another quote found on social media that makes me want to pull my hair out: “…it’s (whole life insurance) got a terrible savings rate…” When I hear this statement, the first question that comes to mind is, “Compared to what?” Never mind the fact that the…

I was mentioned in an online social media post the other day as being an expert in whole life insurance. It was in reference to some comments and questions that a few others had concerning the use of whole life insurance in financial strategy. I was happy to have been recognized and contributed a short…

Q: What is a policy loan? A: A policy loan is a loan from the insurance company. The policyowner’s cash value serves as collateral for the loan. Taking out a policy loan is not the same as withdrawing money from the account. Q: Who can take out a policy loan? A: The policyowner of a…

A friend of mine asked me to review some old, whole life insurance policies he had established a while back. They are dividend paying policies, payable until age 100, with a reputable, fraternal insurance company. Just like other whole life insurance policies, the cash value is guaranteed to grow at a minimum, predetermined rate, and…

Let’s take a look at two different strategies for financing the down payment of a typical buy and hold real estate investment. One strategy uses a policy loan from whole life insurance, the other uses cash from a bank account. Investment opportunity assumptions: ● Single family rental ● Purchase price: $100,000 ● 25% down payment:…

A common question we get, whether it be from a client starting his or her first policy or from someone interested in learning more about dividend paying, high cash-value whole life insurance, is, “What do I do with a policy once I have it?” So that you will get maximum benefit and enjoyment from your…

Margalo Eden

     “Brandon (Jenkins) is awesome! His knowledge is thorough, he patiently explained the detailed workings of the product we were interested in buying, and he's shown himself to be trustworthy and attentive, with excellent follow-through and follow-up. I've already recommended him to several friends, and will continue to do so. ”

Amy Biddle

“Brandon Jenkins is a fantastic guy to have on our team! I always have 800 questions every time I talk with him, but he patiently answers. We've worked with Brandon on a couple of different policies. He's not only knowledgable, sets us up with exactly what we need, but he's also a great resource... he's shared his network and other related knowledge. Our lives are definitely better for knowing and working with Brandon.”

Andy Stansfield

“I'm a life insurance agent myself and have been for several years, but when it comes to working with the specialized policies and the Infinite Banking Concept I couldn't have found a more knowledgeable, helpful, and friendly advisor than Brandon at Tier One. Not only that but he is also extremely organized and on the ball. He gets back to you with well crafted and thoughtful answers to all questions and concerns. Truly a top notch professional in this industry. I look forward to working with him for years to come.”

Marc Wheeler

“Brandon Jenkins is exactly the kind of person you'd want to help you with important life decisions. Brandon listened to my goals, and over the course of several in-depth conversations, helped me determine the best solution to help me achieve those goals. He didn't try to sell me or convince me of anything; Brandon operated solely based on my equities, and then guided me toward a range of solutions. I made my choices based on Brandon's informed and expert guidance, and couldn't be more satisfied. Bandon was the guy who enabled me to achieve peace of mind concerning how my family would be taken care of. ”

Pubbens Clermont

“My overall experience with Brandon Jenkins has been nothing short of amazing. Brandon has been consistently pleasant to interact with and extremely knowledgeable. Anytime I've ever asked him a question, he quickly gets back to me with a response. He also takes his time to respond to all my questions and is extremely detailed. The best decision that me and my wife made was to select Brandon as our advisor. Through our interactions with his services, we feel so much more secure financially. Really happy to have you on our team Brandon, we really appreciate it!”